In collaboration with mortgage lenders across Canada, our goal is to help individuals and families achieve responsible homeownership using mortgage insurance. We believe that responsible homeownership is a key building block towards both wealth creation, financial security, and sustainable communities. We support responsible home ownership through homeowner education, a biennial first-time homebuyer survey, prudent underwriting guidelines, our homeowner assistance program (HOAP) and through a collaborative approach to loss mitigation programs (eg. COVID-19 mortgage deferral programs).